Legal · Risks
Risk disclosure
Capital and revenue outcomes are uncertain.
SynFi helps project owners and partners run partnership financing after verification. Participation involves risk, including loss of funds contributed. This page covers the main risks. It does not replace the deal contract or your own assessment and advice from specialists.
Scope
Who this is for — and what it is not
This text is for people considering or already in a SynFi deal — usually invited partners and project owners after KYC.
- Not investment advice. SynFi does not recommend deals and does not assess risk for you.
- Not a deposit or savings product. Funds contributed are at risk and are not protected like a bank deposit.
- Deal terms come first. Each deal has its own contract, payout order, and stage plan — read the pack before you commit.
Capital risk
You may lose some or all of the funds you contribute
i
No guaranteed recovery
Recovery of contributions depends on how the project goes and on the contract — not on website copy.
ii
Not a fixed interest rate
The partner receives a share of revenue, not a coupon. Shortfalls, delays, or project failure can reduce or wipe out payouts.
iii
Hard to exit early
There is no guaranteed secondary market. Withdrawal is only under the stage and payout terms.
iv
Concentration
One deal or related projects can amplify losses. Position size is your responsibility.
Project and revenue risk
Actual revenue may differ from forecasts
Partner payouts come from actual revenue, not from a promised return. Markets, execution, cost overruns, rule changes, or counterparty fraud can reduce or wipe out receipts.
Forecasts are illustrative. SynFi records facts but does not guarantee revenue or stage targets.
Stage and escrow risk
Funding and payouts depend on confirmed results
- Raise not completed. If the target amount is not reached, the deal may not start; funds are returned pro rata — timing and fees may apply.
- Stage disputes. Stage checks, votes, or disputes can delay escrow.
- Stage not met. Funds may stay in escrow, return to partners, or go through dispute resolution under the contract. The outcome depends on the deal.
- EvoPay payments. Money moves through EvoPay under its terms; SynFi’s logic does not remove payment-infrastructure risk.
Votes and confirmations are kept in a journal — that is not a guarantee of a favourable outcome. Before contributing, review stage definitions, payout thresholds, and dispute process in the deal pack.
Legal risk
Contract form, country, and enforcement differ
A deal may use an SPV, a simple partnership, or a participation agreement — based on deal parameters and applicable law. How the instrument is classified can differ by country and can change.
Enforcing rights, recovery in insolvency, and cross-border recognition depend on the contract and local law, not on the interface. Get independent legal and tax advice.
Counterparty and platform
Project owners, operators, and technology can fail
- Project-owner risk. Default, false information, or weak team execution can hurt results regardless of platform controls.
- Operator risk. SynFi, EvoPay LLP, and group operators (including ARCHINVESTMENT S.R.L.) are separate entities with separate duties; see the platform disclosures.
- Overlapping interests. The project owner, partners, and platform may all want the deal to succeed; check the deal documents.
- Outages and security. Downtime, integration failures, or security incidents can delay actions and reports — keep copies of key deal terms.
Tax and regulatory risk
Withholding, classification, and oversight can change
Where configured, SynFi may withhold tax on payout. Exports may not cover every requirement in your country without your own advisers.
Rules on partnership financing, platform access, sanctions, AML/KYC, or regional limits may restrict participation or movement of funds.
Questions
Assess risk before contributing funds
For the platform: synfi@virtuoz.io. For deal risks — the document pack in the cabinet and independent advisers. Contribute only funds you can afford to lose.