Legal · Disclosures
Platform disclosures
What SynFi is — and is not.
SynFi is a structured co-financing surface on VirtuOZ Group. This page summarizes operator identity, participant eligibility, economic model boundaries, and related legal documents. It does not replace deal-specific contracts, wrapper instruments, or counsel advice.
Nature of the service
Partnership co-financing — not a bank, broker, or retail offering channel
SynFi helps qualified project owners and capital partners document and operate partnership-style co-financing workflows: legal wrappers, milestone escrow, revenue waterfalls, and audit-ready records. Capital partners participate in agreed operating revenue through contract terms — not interest coupons, equity dilution, or deposit products.
- Not a bank or e-money institution. SynFi does not take retail deposits or offer savings accounts. Payment and escrow movement runs on EvoPay rails under separate operator obligations.
- Not a securities offering platform. Workspaces are invitation-scoped for qualified participants. SynFi is not designed as a public crowdfunding or securities placement channel.
- Not investment advice. Platform materials, deal summaries, and workflow tools are informational. SynFi does not recommend whether you should participate in any deal.
- Not a guarantee of returns. Operating revenue, milestone timing, and partner payouts depend on project performance and contractual waterfall logic — outcomes can differ from projections.
Operators & group structure
Who runs the SynFi surface
SynFi sits on the VirtuOZ multi-brand platform alongside EvoPay payment and escrow services. Brand, legal, and product boundaries are explicit so operators and supervisors can see which obligations apply to which surface.
Structured finance
SynFi (VirtuOZ Group)
- Deal workspaces, legal wrapper engine, milestone logic
- Partner reporting and compliance-oriented exports
- Tax-agent withholding records where applicable
Payments & escrow
EvoPay LLP (Kazakhstan)
- Payment and escrow rails for milestone funding
- Wallet, KYC profile, and account settings
- Segregated from deal economics logic on SynFi
Group operator
ARCHINVESTMENT S.R.L. (Romania, EU)
- Group platform services referenced in public materials
- Cross-brand operator disclosures as published
- Contact: synfi@virtuoz.io
Verify licensing status, supervisors, and regional schedules in your onboarding flow or with support — do not rely on marketing copy alone for regulatory classification.
Participant eligibility
Qualified participants and invitation scope
SynFi workspaces are not open retail signup channels. Access typically requires:
- Identity verification (KYC) through your VirtuOZ / EvoPay profile before capital actions or project submission for review.
- Workspace invitation or onboarding role — capital partners often join via project invite; project owners create or manage workspaces under a SynFi tenant.
- Jurisdiction and wrapper fit — the Legal Wrapper Engine selects SPV, partnership, or profit-participation structures based on deal size, asset type, and applicable law.
Additional suitability, accredited-investor, or local qualification rules may apply in your jurisdiction and in each deal's documentation.
Economic model
How money moves — high-level disclosure
i
Milestone escrow
Capital calls fund escrow tranches tied to verified milestones — not unrestricted transfers to project owners before release conditions are met.
ii
Revenue waterfall
Operating inflows distribute per agreed order: return of body, profit share to partners, project and platform shares — encoded before funding.
iii
Tax withholding
Where configured, the platform may act as withholding agent at source. Net amounts and tax records export for partner reporting.
iv
Deal-specific terms
Each workspace has its own wrapper version, distribution config, and milestone plan. Read the deal package — not just this summary page.
Fees & conflicts
Platform economics and affiliations
SynFi, EvoPay, and VirtuOZ Group are related services within the same platform ecosystem. A deal's waterfall may include platform or operator fees as disclosed in the workspace configuration and legal wrapper — not hidden in marketing pages.
Project owners, capital partners, and platform operators may have aligned incentives in a successful deal. Conflicts should be evaluated per transaction documentation. SynFi records wrapper versions and distribution configs in an append-only audit journal for post-hoc review.
Questions
Need clarification before you participate?
Contact synfi@virtuoz.io for platform questions. For deal-specific terms, rely on your workspace legal package and independent counsel.