Payments and escrow in fiat and crypto — transparent and compliant

VirtuOZ brings together a wallet, escrow and upcoming cards into a single premium ecosystem: fewer barriers at checkout, transparent operation statuses and confident risk management. The product scales with your needs — from personal transfers to large‑scale business deals.

How escrow works

An escrow deal is a simple and reliable process where the parties formalize an agreement and terms, the buyer's funds are temporarily held in a protected account, the seller fulfills obligations, and in case of a dispute the platform's arbitration steps in. Once fulfillment is confirmed, the funds are transferred to the seller or returned to the buyer.

Three roles participate in each deal: the buyer, the seller and the platform operator, which ensures transparency and control at every stage.

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Wallet and benefits

Your wallet — full control without extra steps. Top up your balance, transfer funds, reserve for escrow and withdraw money in a couple of clicks. Transparent statuses, operation history and fee calculation before confirmation — everything is clear upfront, with no hidden surprises.

Operate within the rules — but without convenience restrictions. Limits and scenarios depend on your jurisdiction and KYC level, and current conditions are always available in your dashboard and from support.

Stylised digital wallet: cards, tenge balance, top-up and withdrawal flows, operation statuses.
A single point for balance and control: cards and wallet in one visual language, with an emphasis on transparent fund movement.

Fees before confirmation

The composition and amount of fees are displayed before the final operation confirmation, so you can agree on the deal terms with the numbers in hand.

Statuses and history

The operation feed in the dashboard tracks each stage: pending, processing, success or rejection. Convenient for cross-referencing with statements and support requests.

Limits and KYC

Operation thresholds are tied to your identification level: after verification the product displays current limits and available scenarios for your profile.